How Does Lease To Purchase

(Rent To Own) Work?

I find myself answering this question numerous times per day so I figured it’s way over due that I post an explanation.  If you prefer to listen to an audio explanation, or desire information on properties currently available, simply dial 757-933-1881.  There is a video post before this one on the blog as well.

Approximately 82% of the market cannot qualify TODAY for financing and typically would need to improve their credit to do so.  Alternatively, other buyers with good credit are looking for a way to buy now while they save more instead of renting while they save.


Equity Enhancement Program


We offer lease purchase (rent to own) properties only – no straight rent.  All properties will require 3%-10% down and that is credited against your purchase price.  You then pay a monthly lease payment.  Some homes feature a small amount of that monthly also crediting the price and some do not.  Some homes also feature our Equity Enhancement Program.  




Get Started Now

You can see some of the homes we sell HERE on our site

If you are interested in finding out more about how we can help you, or if you are already in a position to take the next step, please fill in the form below and we will contact you within 3 business days.

First Step to Home Ownership

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Credit Consulting Services

During the course of the lease, you can use our credit consulting service we will refer you to.  Whether you lease purchase one of our homes or not, you can certainly use them.  They will give you a free consulting session and you can decide which course of action to take with them. 


Sometime between 6 months and 24 months they can typically get you in great shape for your own loan.  The time frame on our lease purchase properties ranges from 24 months to 10 years so you’re never rushed and we’ll help you purchase on your own eventually.

If you have not seen one of our properties yet, your next step would be to go ahead and schedule a viewing.  Some are on lock boxes and you just need to get the instructions from us and others require private or group viewing with an owner.

Real Estate Investors

We can help you find a great deal on investment property or a personal residence. Let us be your first choice when looking for properties, contractors, attorneys, agents, hard money, financing, or any other real estate need. We know the business and can offer immediate help.